Your car is more than a mode of transport: it's an expression of your personal style and one of the largest investments you may ever make. Before operating any vehicle you should have adequate motor insurance: it's the law, and it also protects you financially in case of a mishap. At NUA, we make it easy for you to choose the auto insurance coverage that fits your personal or business needs. To ensure your car is as safe as possible, we offer the following types of motor insurance:

 "Act" - To protect you from liability for the death or bodily injury of another person outside your vehicle. 

"Third Party" - To protect you as per Act, as mentioned above, and also from liability for damage to other people's property and for death or bodily injury to persons outside your vehicle if an accident is your fault.

 "Third Party, Fire & Theft" - To protect you as per Third Party, as mentioned above, and to cover the cost of replacing your stolen or burnt vehicle. 

"Comprehensive" - Covers all of the above plus accidental damage to your vehicle caused by such things as collision or vandalism.  

Comprehensive Coverage and Benefits  

NUA Comprehensive Private and Commercial Car Policies Include:

• Loss of or damage to your vehicle caused by hurricane, windstorm, earthquake, riots, and flood.
• Up to $750 to repair or replace broken glass in windscreens or windows. The No Claim Discount will not be affected nor will an excess/deductible apply.

 NUA Comprehensive Private Car Policies Include:

• Liability protection for the death or injury of passengers in your vehicle.
• Up to $500 for emergency medical treatment for the insured or the authorized driver following a collision. (OR: Up to $150 in minor hospital and physicians' bills per person to a maximum of $500 per accident.)
• Up to $200 to repair or replace personal belongings that are lost or damaged during an accident in your vehicle.
• Up to $5,000 in personal damages for you and your spouse.
• Up to $150 to cover the cost of removing your damaged vehicle.
• For new customers, eligibility to receive an AutoSafe Discount Card which offers a 10% discount on all purchases of automotive parts and accessories, and household or garden supplies at the Automotive Industrial Distributors (A.I.D.) store on Wulff Road or the NAPA Auto Parts store on Blue Hill Road.

• Eligibility for First Response, the only program of its kind in The Bahamas that provides on-location service and support from the moment a motor vehicle accident occurs through the claim and repair process. It is offered at no additional cost to NUA clients.

 For an additional fee, you may add the following coverage to your policy:

• Accidental loss or damage of the motor vehicle.
• Legal liability for third party property damage.

Note: Our commercial and private motor policies cover the minimum liability limit required under the Road Traffic Act of The Bahamas regarding the death or bodily injury of third parties.