Owning a yacht is both an emotional decision and a financial investment. Our Private Yacht policy protects your cherished asset and those aboard against accidental damage and injury. Our policies will also cover you for risks both on the water and while the vessel is in transit from its mooring location to your favorite launching spot, including liability coverage for your passengers, as well as other Third Parties not aboard your vessel.
Your Private Yacht insurance will be tailored to suit your vessel’s usage, cruising needs and required level of Hull coverage, as well as Passenger and Third-Party Liability and medical payment requirements.
We provide protection to hulls, dinghies/tenders to parent vessels, sails, motors, special equipment, and personal effects against losses or damage caused by, for example, fire, theft, collisions, sinking, and hurricanes – as well
as medical payments to passengers.
We cover your liability to your passengers or others (Third Parties) while you are operating your vessel. This includes bodily injury or death
to passenger or others, and damage
to other vessels or property.
If you should ever have to deal with our claims department after suffering the misfortune of a hurricane, there are some things you should know to make your claim go smoothly.
Remember the cheapest is not necessarily the best and different quotes may be for different coverage. It’s important to check whether the policy you intend to buy meets your needs.
Purchasing the right amount of insurance is essential to protect your home from the hardship that would result from loss or damage caused by fire, or by hurricane.