We know you’ll want to shop around to find the best deal for your car insurance. But, before you start comparing what’s available, remember that the cheapest insurance is not necessarily the right option. There are levels of coverage, and we need to decide what is the best level to suit your requirements. The usual types of cover available are:
However, not every package is available to everyone and every car. Depending on the age and condition of your vehicle, you may not be able to get Fire & Theft or Comprehensive insurance. Most policies have driver restrictions, so check the insurance certificate or policy before allowing anyone to drive your vehicle for any purpose. So it’s important to remember to get your car inspected and valued before the policy is issued or at the next renewal.
A No Claims Discount exists for policy holders who have not made any claims on their insurance. You can be rewarded for safe driving! However, this eligibility may be lost if the insurer has to pay you for a claim, even when the accident was not your fault. The scale of the No Claims discount varies, but a policy holder who has earned a no claim discount with one insurer and changes insurers will usually be given a discount by the new insurer, providing they can produce documentary proof of entitlement.
When you take out insurance you are covering yourself against the unexpected. You want to be protected in case you’re burgled, or your house burns down, or hurricane force winds wreck your roof and rain destroys the contents of your home. If you do not have insurance that provides adequate protection you could face serious money troubles if disaster strikes.
You can’t always predict what’s going to happen, but we can help you prepare with this important information should you find yourself involved in a motor accident.
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“Si soluptum ut lab ipsante ceatquu ntiunteturia dolut eaqui doluptatem ium eum autatur Obit esequi tempostius con pro beaquam fugiae nonetur”- John Smith