Whether you’re working on renovations to your home, or building from scratch, it’s important to ensure your contractors are properly covered. Our Contractors All Risk insurance offers peace of mind throughout the highs and lows of your project!
We offer three comprehensive options for your specialized needs:
Coverage for small projects (such as erection of private dwelling) to larger civil engineering projects. Protects against all risk of loss or damage. (Limitations by Policy Exclusions apply)
This provides coverage against accidents resulting in damage or destruction to machinery, equipment and apparatus during the process of erection or installation. Applicable to contractors installing elevators, air-conditioning units, generators and electrical systems.
This provides coverage for machinery, mechanical and electrical equipment against breakdown due to accidents. Typically applied to transformers, compressors, pumps and generators. Covers against faulty design, lack of skill, explosion, and more.
All three coverages cover against third-party liability that can arise from erection,
construction, explosion, or collapse associated with the project.
All risk of loss, or damage by:
(Only limited by Policy Exclusions)
Accidents resulting in damage or destruction of:
Accidents causing breakdown of:
If you should ever have to deal with our claims department after suffering the misfortune of a hurricane, there are some things you should know to make your claim go smoothly.
Remember the cheapest is not necessarily the best and different quotes may be for different coverage. It’s important to check whether the policy you intend to buy meets your needs.
Purchasing the right amount of insurance is essential to protect your home from the hardship that would result from loss or damage caused by fire, or by hurricane.