Contractors All
Risk Insurance

Why choose NUA for your
Contractors All Risk insurance?

Whether you’re working on renovations to your home, or building from scratch, it’s important to ensure your contractors are properly covered. Our Contractors All Risk insurance offers peace of mind throughout the highs and lows of your project!

  • Peace of mind during your renovations or construction
  • Tailored coverage
  • Friendly and helpful service

At NUA, we know each project comes with a unique set
of needs, and we offer a range of coverage to suit yours.

We offer three comprehensive options for your specialized needs:

Contractors All
Risks Insurance (CAR)

Coverage for small projects (such as erection of private dwelling) to larger civil engineering projects. Protects against all risk of loss or damage. (Limitations by Policy Exclusions apply)

Erection All
Risks Insurance (EAR)

This provides coverage against accidents resulting in damage or destruction to machinery, equipment and apparatus during the process of erection or installation. Applicable to contractors installing elevators, air-conditioning units, generators and electrical systems.

Machinery Breakdown Insurance (MBI)

This provides coverage for machinery, mechanical and electrical equipment against breakdown due to accidents. Typically applied to transformers, compressors, pumps and generators. Covers against faulty design, lack of skill, explosion, and more.

All three coverages cover against third-party liability that can arise from erection,
construction, explosion, or collapse associated with the project.

Coverage Inclusions

Contractors All
Risks Insurance (CAR)

All risk of loss, or damage by:

  • Hurricane
  • Cyclone
  • Tornado
  • Windstorm
  • Fire
  • Explosion
  • Theft of site materials
  • Impact damage

(Only limited by Policy Exclusions)

Erection All
Risks Insurance (EAR)

Accidents resulting in damage or destruction of:

  • Machinery
  • Apparatus
  • Equipment

Machinery Breakdown
Insurance (MBI)

Accidents causing breakdown of:

  • Machinery
  • Mechanical equipment
  • Electrical equipment

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